Compare Private Health Insurance in the UK
Comparing private health insurance means looking at more than just the price. Here is how to compare plans, what to look for, and how our free review can help.
Trusted by clients across the UK — Operated by My Health Protected Ltd, an FCA-authorised firm (FRN 785132)
How to Compare Private Health Insurance in the UK
Comparing private health insurance is about more than just finding the cheapest premium. The right policy for you depends on the level of cover, the hospital network, the benefits included, and how well the plan fits your specific needs. A proper comparison looks at all of these factors together.
The quickest way to compare your options is to start a free health insurance review. Our advisers will compare plans from all major UK insurers and present you with a clear recommendation.
What to Compare
Level of cover
Policies range from basic inpatient-only plans to comprehensive cover including outpatient treatment, mental health, cancer care, and therapies. Make sure you are comparing like for like. See how cover level affects cost.
Hospital list
Some insurers offer guided or restricted hospital lists at a lower premium. If you have a preferred hospital or consultant, check that they are included.
Outpatient cover
Outpatient cover includes GP referrals, consultations, diagnostic tests, and physiotherapy. Not all policies include this, and limits vary.
Excess
A higher excess reduces your premium but means you pay more out of pocket when you claim. Find the balance that works for your budget.
Mental health cover
Mental health benefits vary significantly between insurers. If this matters to you, check whether it is included from day one and what limits apply.
Cancer cover
Most policies include cancer cover, but the extent varies. Full cancer cover typically includes diagnostics, treatment, and follow-up care.
Major UK Health Insurers
The UK private health insurance market includes a range of well-established providers, each with different strengths. Your review may include a comparison of plans from providers such as those reviewed on the My Health Protected provider review page:
We are an independent, FCA-authorised firm. These are among the providers we may include in your comparison. Their inclusion does not imply endorsement of this service.
To find out which provider offers the best option for your needs, review your health insurance now. You can also read our guide on the best health insurance in the UK.
Common Questions
FAQs
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