Free & Impartial

Review Health Insurance

Answer a few quick questions and get a free expert review of how your current policy compares across the UK market. Whether you are checking a renewal price or exploring cover for the first time, we compare plans from all major UK insurers to help you find better value or stronger cover.

£40–£150

Typical monthly cost of private health insurance in the UK, depending on age and cover level. See full pricing guide

Takes less than 30 seconds No obligation Free comparison review

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FCA Authorised

Independent health insurance reviews for clients in London and across the UK — Operated by My Health Protected Ltd, an FCA-authorised firm (FRN 785132)

Used by UK policyholders reviewing cover from leading insurers

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Why Are You Reviewing Health Insurance Today?

Select the option that best describes your situation. All routes lead to the same quick review.

Why Review Your Cover?

Most People Pay More Than They Need To

Private health insurance premiums rise at renewal, cover changes, and new providers enter the market every year. A quick review can reveal whether you are getting the best value. The specialist advisers at My Health Protected compare the whole market to help you find the right cover. Learn how to review your health insurance renewal.

Premiums rise at renewal

Most UK health insurers increase premiums every year. Comparing your renewal against current alternatives often reveals more competitive options. See typical costs.

Many people auto-renew without checking

Accepting the first price you are given could mean missing out on better value or improved benefits elsewhere in the market.

Your cover may no longer suit your needs

Changes to your health, family, work, or lifestyle can all affect which policy is the best fit. Is your cover still worth it?

Comparing the market highlights better value

UK health insurers frequently update products and pricing. Compare private health insurance options to see what is available now.

How It Works

Three Simple Steps to Compare Your Options

No jargon, no hard sell, no obligation. Just clear, impartial guidance on your private health insurance options.

Answer a few quick questions

Tell us about your situation, who needs cover, and what matters most to you.

See how your options compare

Our advisers compare your current cover or explore new options across all major UK health insurers.

Explore available plans or stay put

Take up a better option, or continue with your current cover knowing it still works for you.

What Does It Cost?

Typical Private Health Insurance Costs in the UK

Private health insurance pricing depends on your age, the level of cover you choose, your excess, hospital list, and insurer. Select an age band below to see approximate monthly ranges.

£35

Basic

£60

Mid-range

£95

Comprehensive

Illustrative monthly premiums for individual cover. Actual pricing depends on medical history, location, excess, hospital list, and insurer. See full cost guide

Check Your Health Insurance Today

Many people renew their cover without checking the wider market. Start a quick review and see whether your current policy is still competitive, or find the right plan if you are new to private health insurance.

What People Typically Review

Key Factors in a Health Insurance Comparison

£200+

Average annual saving when switching provider

Major UK insurers compared

60s

Average time to complete the review form

100%

Free, with no obligation to switch

New to Private Health Insurance?

Taking Out Cover for the First Time

If you do not currently have private health insurance, this review can help you understand your options and find the right level of cover. Read our first-time buyer guide.

How private health insurance works

Private cover gives you faster access to consultants, diagnostics, and treatment at private hospitals alongside the NHS. See how waiting times compare.

Comparing providers matters

Premiums and benefits vary significantly between insurers. Comparing the market before you buy helps you avoid overpaying. Which insurer is best for you?

What Our Clients Say

Trusted by Clients Across the UK

Operated by My Health Protected Ltd, an FCA-authorised firm. You can view verified client feedback on Google and Trustpilot.

Common Questions

Private Health Insurance FAQs

Should I review my health insurance every year?

Yes. Premiums typically increase at renewal, and the wider market changes regularly. Reviewing your private health insurance annually ensures your cover still suits your needs and that you are not paying more than necessary.

Can I switch private health insurance providers?

Yes. You can switch private health insurance provider at any time in the UK, although the most common time to switch is at renewal. Most new insurers will honour your continuous cover history, so pre-existing conditions covered by your current policy typically remain covered.

Does reviewing my policy mean I have to switch?

Not at all. Many people review their cover and decide to stay with their current insurer. The point is to give you the information you need to make a confident, informed decision rather than renewing on autopilot.

How does private health insurance work in the UK?

Private health insurance gives you faster access to consultants, diagnostic tests, and treatment at private hospitals alongside your NHS care. You pay a monthly premium and your insurer covers the cost of eligible private treatment. Cover levels vary by policy and provider.

Is private health insurance worth it if I use the NHS?

Many people use private health insurance alongside the NHS. It can provide shorter waiting times, a wider choice of specialist, and access to private hospitals. Whether it is worth it depends on your circumstances. A comparison review can help you understand the costs and benefits.

Can I compare health insurance even if I do not currently have cover?

Yes. This service is designed for both people reviewing existing cover and people exploring private health insurance for the first time. The form adapts to your situation.

How long does the review take?

The initial form takes less than a minute. After that, one of our advisers will typically get back to you within one working day with a personalised comparison.

Is this service really free?

Yes. There is no charge for the review, comparison, or advice. If you decide to take out or switch a policy, the insurer pays us a commission. The premium you pay is the same whether you come through us or go directly to the insurer.